Wesley Reagan

Chief Risk Officer & Chief Credit Officer

Wesley Reagan has served as the Bank’s Chief Risk Officer and Chief Credit Officer since

February 2024. Prior to this role, from July 2021 to February 2024, Mr. Reagan served as Director of Credit

Risk for the bank where he instituted various credit and risk processes and procedures as the bank

established its various lines of business. Mr. Reagan has over 20 years of commercial banking and

investment management experience. Prior to joining the bank, Mr. Reagan was a Managing Director,

Underwriting at White Oak Commercial Capital (“White Oak”) where he focused on structuring and

underwriting lender finance transactions. Prior to White Oak, Mr. Reagan held multiple senior leadership

roles at State Bank and Trust Company including Regional Credit Officer, Investment Portfolio Manager,

and Director of Wholesale Lending. He began his career in commercial banking with BrandBank.

Mr. Reagan is a CFA charterholder and earned both his BBA and MBA from the Terry College of Business

at the University of Georgia.